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California Department of Insurance Certification CA-Life-Accident-and-Health

CA-Life-Accident-and-Health

Exam Code: CA-Life-Accident-and-Health

Exam Name: CA Life, Accident and Health or Sickness Examination

Updated: Nov 01, 2026

Q&A Number: 157 Q&As

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About California Department of Insurance CA-Life-Accident-and-Health Exam Braindumps

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CA-Life-Accident-and-Health exam dumps

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
State Insurance Regulations (California)- Unfair trade practices and ethics
- Licensing requirements and producer conduct
- California Insurance Code and regulations
Annuities and Retirement Concepts- Retirement income options
- Fixed and variable annuities
Insurance Basics and Principles- Insurance terminology and principles
- Risk management concepts
Accident and Health Insurance- Long-term care insurance basics
- Medical expense coverage
- Disability income insurance
Life Insurance Concepts- Types of life insurance policies (term, whole life, universal life)
- Beneficiaries and settlement options
- Policy provisions and riders

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1
Under PPACA, what is a health benefits exchange?

A. A health benefits exchange is created by employers to relieve them of having to provide health benefits to employees.
B. PPACA creates new entities called American Health Benefits Exchanges through which low-income individuals can access public health care programs.
C. A health benefits exchange is created by health insurers to allow individuals to access benefits in other insurers' plans.
D. PPACA creates new entities called American Health Benefits Exchanges through which individuals, small businesses, and those who do not have access to affordable employer coverage, can purchase coverage.


Question #2
All of the following statements apply to the child coverage in a family policy EXCEPT

A. child coverage is term insurance.
B. coverage applies only to children born before the policy is issued.
C. children are covered until reaching a specified age.
D. child coverage is convertible to whole life coverage.


Question #3
A method of selling insurance by using mass media advertising is known as

A. direct response.
B. telemarketing.
C. syndication.
D. direct writer.


Question #4
Medicare Part B pays for

A. hospice care.
B. physicians' services.
C. the first 60 days of hospitalization.
D. prescription drugs.


Question #5
According to California Insurance Code, which of the following MUST be specified in an insurance contract?

A. Policy exclusions.
B. Risks insured against.
C. Insurer financial rating.
D. Additional coverages.


Solutions:

Question #1
Correct Answer: B
Question #2
Correct Answer: B
Question #3
Correct Answer: A
Question #4
Correct Answer: B
Question #5
Correct Answer: B

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