Insurance Licensing Certification Ok-Life-Accident-and-Health-or-Sickness-Producer

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which life insurance rider is designed to permit young individuals to be able to purchase additional insurance as they grow older, regardless of insurability?

A) Guaranteed insurability rider.
B) Impairment rider.
C) Cost of living rider.
D) Multiple indemnity rider.

2. A deliberate lie by an insured to the insurer to obtain a lower premium is an example of

A) omission.
B) fraud.
C) concealment.
D) aleatory.

3. Which of the following is a common exclusion from coverage under a medical expense plan?

A) Injury due to auto accidents.
B) Injury due to recreational sports.
C) Air travel in a private plane.
D) Injury caused by repairs or renovations to one's own home.

4. Which of the following is NOT a right of the life insurance policyowner?

A) Revoke an absolute assignment.
B) Borrow from the cash values.
C) Select and change a beneficiary.
D) Assign or transfer the policy.

5. The insurer will issue to the policyowner, for delivery to each person insured under a group life policy, an individual:

A) application.
B) policy.
C) rider.
D) certificate.

Solutions: